Terms of Use

Effective Date: September 7, 2026

Welcome to https://zolutionmortgage.com. By accessing or using this website, you agree to comply with and be bound by the following terms and conditions of use. Please read these terms carefully as they contain important information regarding your rights and obligations as a user of the website.

Acceptance of Terms

By using https://zolutionmortgage.com (the “Website”), you agree to these Terms and Conditions and our Privacy Policy, which governs how we collect and process personal data. If you do not agree with any part of these Terms, please do not use our Website.

Website Use

License to Use the Website

https://zolutionmortgage.com grants you a limited, non-exclusive, non-transferable, and revocable license to access and make personal use of the Website. You may not download (other than page caching) or modify it or any portion of it, except with the express written consent of https://zolutionmortgage.com.

Prohibited Conduct

When using this Website, you agree not to:

• Violate any applicable local, state, national, or international law.
• Use the Website for any illegal, harmful, or fraudulent purpose.
• Attempt to hack or breach any security measure on the Website.
• Collect or harvest information about other users without their consent.
• Use bots or automated methods to scrape the Website or submit data.

Data Collection and Privacy

We collect and process personal data in accordance with our Privacy Policy. By using the Website, you consent to such data collection, storage, and processing as detailed in the Privacy Policy.

Information We Collect

We collect personally identifiable information you voluntarily provide, including but not limited to your name, email address, phone number, and any other information you submit via forms or other input methods on the Website.

Data Protection

We are committed to securing your data and keeping it confidential. We have taken all reasonable measures to protect your data and to prevent unauthorized access or disclosure.

Cookies

https://zolutionmortgage.com uses cookies and similar technologies to enhance your user experience. Cookies are small files placed on your computer's hard drive that help us analyze web traffic or allow specific website features to function more effectively. By using the Website, you agree to our use of cookies.

Types of Cookies We Use

• Essential Cookies: Necessary for the operation of the Website.
• Analytical/Performance Cookies: Help us recognize and count the number of visitors and see how visitors move around the site when they are using it.
• Functionality Cookies: Used to recognize you when you return to our Website.
• Targeting Cookies: Record your visit to our Website, the pages you have visited, and the links you have followed.

Managing Cookies

You may choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the Website.

Consent to Receive Communications

Submitting a general inquiry allows us to respond to that inquiry using the contact information you provide. Marketing communications require separate, optional consent. Our website provides one checkbox for email marketing consent and a separate checkbox for SMS marketing consent; neither checkbox is pre-selected or required to submit a general inquiry.

Email Communications

By selecting the separate email marketing consent checkbox, you consent to receive promotional updates, news, and marketing emails from Christopher Reyn LLC d/b/a Zolution Mortgage. You can unsubscribe at any time by clicking the “unsubscribe” link in any email. Providing an email address for a general inquiry, by itself, is not an email marketing opt-in.

SMS Communications

By selecting the separate SMS marketing consent checkbox, you agree to receive text messages from Christopher Reyn LLC d/b/a Zolution Mortgage. These messages may include notifications, alerts, marketing messages, and information relevant to your inquiries. Providing a phone number for a general inquiry, by itself, is not an SMS marketing opt-in.

• Consent to Receive SMS: You consent to receive SMS notifications and alerts from Christopher Reyn LLC d/b/a Zolution Mortgage. Message frequency may vary, with up to 4 messages per month.
• Opt-Out Instructions: To opt out of SMS communications at any time, text STOP to unsubscribe.
• Assistance: For help or support, text HELP or call (724) 953-7398.
• Message and Data Rates: Message and data rates may apply depending on your mobile carrier plan.
• Privacy and Terms: See our Privacy Policy and Terms of Use.

Unsubscribing from SMS Communications

You can opt out of SMS communications at any time. Once you opt out, no further SMS messages will be sent. Opting out of promotional communications will not impact your ability to receive important transaction- or service-related communications.

Contact Information

For additional support regarding email or SMS communications, contact us at b.zollner@zolutionmortgage.com or call (724) 953-7398.

Compliance with Communication Regulations

We comply with applicable laws, including but not limited to the CAN-SPAM Act and TCPA (Telephone Consumer Protection Act), regarding email and SMS communication. Your contact information will not be sold, shared, or disclosed without your consent except as permitted by law.

Limitation of Liability

To the fullest extent permitted by law, https://zolutionmortgage.com and its affiliates will not be liable for any damages, including, without limitation, direct, indirect, incidental, punitive, or consequential damages, arising out of or in connection with your use of the Website, any content provided by the Website, or the inability to use the Website.

Changes to These Terms

We reserve the right to change or update these Terms and Conditions at any time without notice. It is your responsibility to review these Terms regularly. Your continued use of the Website following the posting of changes constitutes your acceptance of those changes.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of Pennsylvania, United States, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in Pennsylvania.

Contact Us

If you have any questions about these Terms and Conditions, please contact us at b.zollner@zolutionmortgage.com.